What is liquor liability insurance?

Insurance for Liquor Stores Liquor store insurance is necessary for virtually every facility that sells spirits or any other form of liquor. Liquor store insurance is a policy that protects liquor stores from third-party claims caused by a personal injury or accident caused by someone who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption from the store. Beer kegs may be available. Domestic or foreign sources can be used.

For the things sold, operations must be licenced. Sales of liquor and alcohol may be limited, or the store could also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are frequently open till the first morning hours. They might be privately or corporately held, or they may be solely owned and operated by the state government.

This form of insurance Liquor Store Insurance is not limited by covering liquor stores. It also applies to bars, taverns, and restaurants that regularly offer alcohol consumption, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcoholic beverages will be served are also included in the liquor store insurance coverage.

Liquor store insurance can protect your business from litigation for less than $77 monthly. Get a quick price and your certificate of insurance right away.